Offering Finance for Rooftop Tent Customers

Introduction

Rooftop tents are transforming outdoor adventures, offering unparalleled convenience and comfort. If you’re a retailer of high-quality rooftop tents, enabling customers to spread the cost through finance can make these premium products accessible to more people—and boost your sales. Here’s everything you need to know about offering finance for rooftop tents in the UK.

Why Offer Finance for Rooftop Tents?

• Increase Sales: Large-ticket items like rooftop tents can seem out of reach for many buyers. Finance helps break down those barriers.
• Expand Your Customer Base: Attract budget-conscious adventurers who may otherwise hesitate.
• Stand Out: Offering flexible payment options differentiates you from competitors.
• Improve Cash Flow: Working with a finance broker means you get paid promptly while your customers enjoy manageable monthly payments.

"With the right finance solution, rooftop tent retailers can unlock a wider customer segment and drive repeat business."

How Retail Finance Works

Retail finance allows customers to:

1. Choose their desired rooftop tent.
2. Apply for finance directly at checkout or in-store.
3. Receive an instant decision from the lender.
4. Pay in manageable monthly instalments, while the retailer receives full payment upfront from the finance company.

Types of Finance Offered

• Interest-free credit: Popular for shorter terms (3–12 months), making premium tents more attractive without extra costs.
• Classic credit: Spreads the cost over longer periods (sometimes up to 5 years), with predictable fixed interest rates.
• Buy now, pay later: Appeals to customers seeking payment holiday flexibility.

Setting Up Finance For Rooftop Tents

1. Partner with a Retail Finance Broker

• Choose a specialist like Kandoo, who understands the outdoor goods and high-ticket items market.

1. Select Lender Options

• Offer a mix of finance products to suit different customer profiles.

1. Integrate Finance Options

• Seamless integration for e-commerce sites and in-store POS systems. Kandoo provides plug-ins and training for your staff.

1. Train Your Team

• Ensure staff understand finance options to guide customers confidently and compliantly.

1. Market the Finance Offer

• Use banners, email campaigns, and clear product page messaging.

Compliance Essentials

Retail finance is regulated by the FCA (Financial Conduct Authority):

• Only work with fully FCA authorised brokers/lenders.
• Provide clear, fair, and non-misleading information about finance.
• Display representative APR and example repayments in all promotional material.

"Transparency in finance terms is not just good practice—it's a requirement for FCA compliance."

How to Help Customers Choose the Right Finance

• Offer calculators to show potential monthly costs.
• Provide clear examples and FAQs on your website.
• Highlight key features such as no deposit or early repayment options.

Business Benefits: At a Glance

Customer Communication Tips

• Focus on affordability—"Take home a rooftop tent for as little as £30/month!"
• Address common concerns: interest rates, eligibility, credit checks.
• Promote during peak seasonal campaigns: spring and summer are perfect timings.

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Ready to boost your rooftop tent sales?
Contact Kandoo to discover the best retail finance options for your business and see how easy it is to integrate finance solutions today!
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Frequently Asked Questions

Do I need to be FCA authorised to offer finance?
You can partner with an FCA authorised broker like Kandoo, who will manage all compliance and paperwork on your behalf.

Can finance be offered both online and in-store?
Yes, a good broker provides solutions for both, ensuring a seamless process everywhere you sell.

Are all customers eligible for finance?
Eligibility is based on the lender’s criteria (such as creditworthiness and affordability), but brokers help maximise approval rates.

Final Thoughts

Offering finance for high-quality rooftop tents makes your products attainable for more customers while supporting business growth. With the right finance partner, setup is straightforward, compliance is managed, and everyone benefits from greater flexibility.

"Finance isn’t just about spreading costs—it’s about creating new opportunities for both retailers and outdoor enthusiasts."