Financing makes your higher-value goods and services more accessible to a broader audience. Often, customers lack the upfront cash for significant purchases, but financing allows them to pay in manageable monthly installments. Many businesses have boosted their sales by up to 40% and increased their average order value by 15%. Customers today appreciate the flexibility of instalment payments and often favour businesses that offer this choice.

To provide finance independently, securing FCA authorisation is crucial, with the specific level depending on your business model. Compliance with FCA regulations is mandatory, and many businesses hire compliance firms for support, which may cost up to £300 per month based on the permissions needed.

Furthermore, partnering with a cooperative lender is essential. Most lenders require a minimum annual turnover of £1 million and have set criteria for approval. Failure to meet these standards can result in penalties or the loss of financing capabilities.

We provide transparent financing options including 0% finance and fixed APRs, ensuring your costs are clear with no surprises. Our flexible terms start at 12 months and can be extended to meet your customers financial needs. Additionally, our expert loan processors deliver personalised assistance, guiding you through the application process.

Your Relationship Manager will regularly communicate with you and is always available to provide assistance when needed. We will also support you in marketing your finance options by supplying digital artwork for leaflets and posters, as well as banners, links, and text for your website.