Offering Finance for Ergonomic Office Furniture

Why Offer Finance for Ergonomic Office Furniture?

Modern workplaces increasingly prioritise employee wellbeing. Ergonomic office furniture—desks, chairs and accessories that reduce discomfort and boost productivity—is in high demand. Yet, these sets often come with a hefty price tag. By offering finance options, you enable more customers to access quality ergonomic solutions while growing your business.

"Affordability shouldn’t be a barrier to healthier, happier workspaces. Finance options bridge the gap."

Key Benefits for Your Business

• Larger Average Order Value: Customers can afford higher-spec sets when payments are spread.
• Increased Conversion Rates: Reduce cart abandonment by removing major upfront costs.
• Competitive Edge: Stand out from competitors who don’t offer finance.
• Customer Loyalty: Flexible payment options foster positive, long-term relationships.

What Finance Options Can You Offer?

Ergonomic office furniture suits a range of finance products:

Steps for Setting Up Customer Finance

1. Choose a Reputable Broker:

• Look for UK FCA-authorised brokers with retail expertise (e.g., Kandoo).

1. Select Appropriate Finance Products:

• Match products to typical customer needs (SMEs, home workers, corporates).

1. Integrate Finance Into Customer Journey:

• Add finance options at checkout (in-store, online, or both).
• Train staff to explain terms clearly.

1. Ensure FCA Compliance:

• Only offer regulated credit via authorised partners.
• Provide clear, transparent information on all finance offers.

1. Promote Your Finance Offering:

• Highlight finance at key sales touchpoints—in product pages, quotes, marketing emails.

Tip: Partnering with a broker like Kandoo simplifies FCA compliance and application processes.

Compliance and Customer Care

UK finance for consumer purchases is regulated. Make sure you:

• Display finance terms, conditions, and representative APRs very clearly.
• Offer pre-contractual explanations.
• Use brokers authorised and regulated by the Financial Conduct Authority (FCA).

"Transparency is key to trust—the right finance offer should always be clear, fair, and tailored to customer needs."

Engaging Customers with Finance Options

• Solve Problems, Don’t Just Sell: Frame finance as a way to access healthier workspaces, not just a payment method.
• Use Real-World Examples:
• "An ergonomic bundle for £1,500 could be as little as £42/month over 36 months (0% APR)."
• Address Common Concerns:
• "Will this affect my credit score?" (Answer: Only if the application is completed and accepted.)
• "Can I settle early?" (Many agreements allow this with no penalty—always check terms.)

Callout: Get Started Today!

Ready to boost your ergonomic office furniture sales? Speak to a specialist finance broker, like Kandoo, to tailor a finance solution for your customers and streamline the setup.

Frequently Asked Questions

Will my business need FCA authorisation to offer finance?

• Not necessarily—many brokers let you offer credit finance without needing direct authorisation, as long as they are FCA authorised.

Who handles the finance application?

• Most brokers provide an application portal, so your customers apply directly with the lender.

What happens if a customer misses payments?

• The lender, not your business, manages the finance agreement and collections.

Summary Table: Offering Finance for Ergonomic Furniture

Final Thoughts

With more businesses and individuals investing in healthier workspaces, offering finance for ergonomic office furniture is a win-win strategy. Work with an experienced, FCA-regulated broker to ensure you’re compliant and delivering a great customer experience.

Finance makes workplace wellness accessible—start offering today and grow your customer base simply and securely.