Offer Finance for Kids’ Outdoor Play Equipment

Updated
Apr 20, 2025 8:26 PM
Written by Nathan Cafearo

Learn how to offer finance options for children’s outdoor play equipment, including the benefits, key steps, compliance tips, and strategies to boost sales with flexible payment plans for customers.

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Why Offer Finance for Children’s Outdoor Play Equipment?

Children’s outdoor play equipment—like climbing frames, swing sets, and playhouses—can represent a significant investment for families. By providing retail finance options, you make these purchases more accessible and increase your potential customer base.

"Offering finance turns big dreams into affordable monthly adventures for families."

Benefits for Your Business

  • Boost basket sizes: Customers are more likely to opt for higher-spec equipment
  • Increase conversion rates: Remove the immediate cost barrier
  • Stand out from competitors: Few small stores offer tailored finance options
  • Encourage repeat business: Flexible payments breed customer loyalty

Key Steps to Offering Finance

  1. Choose a Retail Finance Broker
    Partner with a broker, like Kandoo, who will match your business with reputable finance providers.
  2. Complete FCA Compliance
    You must adhere to Financial Conduct Authority (FCA) regulations.
  3. Integrate Finance at Checkout
    Add clear options during the purchase journey—both online and in store.
  4. Train Your Team
    Make sure staff understand the finance products and how to discuss them positively.

Common Finance Products for This Market

Finance ProductTypical Term LengthMinimum PurchaseCustomer Appeal
Interest-Free Credit6–12 months£250–£500No extra cost, easy budgeting
Buy Now Pay Later6–9 months£150+Delay first payment, instant access
Classic Credit12–48 months£300+Lower monthly cost, flexibility

Highlight: What Customers Value

  • Minimal jargon and easy approval process
  • No or low interest
  • Transparency about total costs

Compliance & Best Practice

FCA rules are there to protect both you and your customers—make sure you:
  • Display all finance information clearly and prominently
  • Don’t pressure customers—present finance as one option among many
  • Maintain clear records of all credit promotions
  • Work only with FCA-authorised partners (brokers and lenders)

Callout: Kandoo Can Help

If you’re unsure about compliance or how to present finance options, Kandoo offers tailored onboarding and ongoing support for retail partners.

Marketing Finance Effectively

  • Add site banners and in-store signage: "Spread the cost of your child’s new play area!"
  • Use real-world examples: e.g. “From £25 per month, your garden becomes a play paradise.”
  • Feature finance calculators and FAQs, so customers can self-educate
“Flexible finance isn’t just a payment plan—it’s giving families more childhood memories.”

Frequently Asked Questions

Q: Will offering finance cost my business money?
A: Sometimes there are setup fees or commission; however, the increase in sales and average order value often outweighs these costs.

Q: How long does it take to set up finance?
A: With the right broker, you can be ready in a few weeks.

Q: What if a customer is declined finance?
A: Encourage alternative payment methods and reassure them the process is confidential.

Your Next Steps

  • Evaluate customer demand: Talk to your audience or analyse cart abandonment rates
  • Contact a retail finance broker: For a no-obligation discussion about your business
  • Prepare your marketing assets: Make finance options visible and easy to understand
"The easier you make it for families to buy, the more successful your business will be."

At a Glance: Finance Options Comparison

FeatureInterest-Free CreditBuy Now Pay LaterClassic Credit
Monthly PaymentsYesYesYes
Immediate OwnershipYesYesYes
No InterestYes (if repaid)SometimesNo
Credit ChecksYesYesYes

Ready to Explore Finance Options?

Empower your customers, grow your business, and nurture more children’s outdoor adventures. Reach out to a trusted retail finance broker to get started today.

I am a business

Looking to offer finance options to my customers

Find out more

Apply for a loan

I'd like to apply for a personal loan

Apply now
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