How to Offer Finance on Gaming Laptops

Updated
Apr 20, 2025 7:27 PM
Written by Nathan Cafearo

A comprehensive guide for retailers on offering finance for high-end gaming laptops, including benefits, setup steps, legal considerations, best practices, and tips to increase sales and customer satisfaction.

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Understanding the Appeal of Finance for High-End Gaming Laptops

The market for high-end gaming laptops has surged, with many models costing over £2,000. While customers are keen for the latest graphics and processing power, not everyone can afford a lump sum. Offering finance makes these powerful machines accessible and can dramatically boost your sales.

"Finance for gaming laptops isn’t just about closing more deals—it’s about levelling the playing field for every gamer."

Benefits of Offering Finance

  • Increase Sales Volume: Customers are likelier to commit when payments are manageable.
  • Expand Your Customer Base: Attract buyers who otherwise couldn’t afford luxury models.
  • Enhance Customer Loyalty: Flexible terms mean happy, returning customers.
  • Stand Out from Competitors: Few retailers offer seamless in-store or online finance for gaming laptops.

Setting Up Customer Finance: Step-by-Step

  1. Choose Your Finance Provider
  • Consider brokers like Kandoo who specialise in retail finance.
  1. Understand Your Options
  • Interest-free, interest-bearing, or buy-now-pay-later schemes.
  1. Integrate Finance Solutions
  • Work with your provider to add finance options at your tills and/or checkout page.
  1. Train Your Team
  • Ensure staff understand finance terms and can answer common customer queries.
  1. Promote Finance Offers
  • Use posters, web banners, and social media to highlight that customers can spread the cost.

Before you start:

  • Ensure your finance offerings are compliant with FCA (Financial Conduct Authority) regulations.
  • Use clear language about APR, repayment terms, and credit checks.
  • Provide pre-contractual information and a cooling-off period.

⚠️ Top Tip: Partner with an FCA-regulated broker like Kandoo to simplify compliance.

Finance Offer Types and What Works Best

Finance TypeDescriptionBest Used When...
Interest-Free Credit0% APR, spread over 6-12 monthsPromoting top-tier laptops or deals
Interest-Bearing CreditLower monthly cost, longer repayment termsBuyers want minimum monthly outlay
Deferred PaymentStart payments after a set periodSeasonal sales or new model launches

How to Present Finance to Your Customers

  • Highlight monthly payments—don’t just focus on total price.
  • Train staff with ‘soft sell’ techniques: focus on affordability and flexibility.
  • Display comparisons: “Just £59/mo over 24 months!”
  • Use real-life scenarios: “Upgrade to the RTX 4090 Gaming Laptop today—pay nothing for 3 months!”
Pull Quote: "Giving customers payment choices transforms a wishlist item into an instant purchase."

Maximising Approval Rates

  • Make the application process smooth and unobtrusive.
  • Only ask for necessary information at the start.
  • Pre-qualify applicants where possible to avoid disappointment.
  • Give instant decisions to maintain momentum.

Frequently Asked Questions

Q: Will offering finance delay my payment as a retailer?
A: No—most brokers pay you in full after the loan is approved.

Q: What if a customer misses a payment?
A: The finance provider handles credit risk and collections, not you.

The Importance of a Good Finance Partner

Choosing a broker like Kandoo ensures:

  • Access to multiple lenders for higher acceptance rates
  • Streamlined digital application journeys
  • Ongoing support and compliance guidance

💡 Did You Know?
Many customers abandon purchases when they see a high price—offering finance can reduce cart abandonment by up to 30%.

Let’s Get You Started

Ready to unlock more sales and help your customers get the gaming laptop of their dreams?

  • Reach out to Kandoo today for a tailored guide on integrating retail finance.
  • Update your shopfront (virtual or physical) to showcase flexible payment options.
  • Invest in brief staff training for better customer support.

Start making high-end gaming accessible—your next big sale might just be a click away.

I am a business

Looking to offer finance options to my customers

Find out more

Apply for a loan

I'd like to apply for a personal loan

Apply now
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