How to Offer Finance for Gaming PCs

Updated
Apr 21, 2025 9:32 AM
Written by Nathan Cafearo

A comprehensive guide for UK retailers on offering finance options for high-performance gaming PCs—covering benefits, compliance, setup, marketing, and management to increase sales and customer satisfaction.

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Understanding Customer Finance for Gaming PCs

Offering finance options for high-performance gaming PCs can dramatically boost your sales, improve customer satisfaction, and make top-end setups accessible to a broader audience. In today’s competitive market, finance solutions remove price barriers and give your business a decisive edge.

"Gaming PC customers want both performance and flexibility—finance delivers both."

Why Offer Finance for Gaming PCs?

Key benefits:

  • Expand your market: Reach customers who would otherwise save up or look for cheaper alternatives
  • Increase average order value: Customers are more likely to choose premium components when monthly payments are available
  • Boost conversion rates: Reduce cart abandonment by breaking down the total cost
  • Strengthen loyalty: Satisfied customers are more likely to return

Types of Finance Options Suitable for Gaming PCs

Finance ProductTypical TermsIdeal Use Case
Interest-Free Credit6-12 monthsAttracts budget-conscious buyers
Classic Pay Monthly12-48 monthsHigh-ticket gaming builds
Buy Now, Pay LaterDefer by 3-6 monthsImpulse purchases, upgrades

Tip: Partnering with a reputable broker, such as Kandoo, is key for access to a wide panel of lenders.

Setting Up Finance: Essential Steps for Retailers

  1. Choose a Finance Broker
  • Look for FCA-authorised brokers with gaming/tech retail experience
  1. Integrate Finance into Your Checkout
  • Seamless e-commerce integration (Shopify, WooCommerce, etc.)
  1. Train Your Team
  • Ensure staff can explain finance clearly and legally
  1. Promote Responsibly
  • Display finance options on product pages, in-store, and at checkout
  1. Handle Compliance & Consumer Duty
  • Understand advertising regulations, credit checks, and data privacy
"Finance integration shouldn't slow down the sales process—automation is your friend."

Compliance: What You Need to Know

  • FCA Authorisation: Either your business or your broker must be FCA authorised
  • Proper Disclosure: APR, credit provider, repayment breakdown
  • Marketing Rules: No misleading claims or statements
  • Customer Protection: Cooling-off period, clear complaint process

Highlight:

Offering finance without following FCA requirements can result in fines and reputational damage. Always work with fully authorised partners.

Promoting Finance Effectively to Your Customers

5 Practical Retail Tips:

  1. Display clear example monthly payments on every gaming PC page
  2. Provide finance promotions during seasonal sales and events
  3. Incorporate finance FAQs and pop-ups into the purchase journey
  4. Use social media to share big builds with available finance options
  5. Train staff to offer finance as an upsell—not just at checkout, but during consultations

Pull Quote

"Our average PC order value grew by 35% once we added interest-free finance, with more customers choosing top-tier graphics cards and accessories."

How Kandoo Can Help

As a leading UK broker, Kandoo offers tailored finance solutions for technology retailers, including:

  • Multi-lender panel for optimal acceptance
  • Fast integrations with popular e-commerce platforms
  • Dedicated account manager to guide setup and compliance

Ready to Level Up Your Sales?

Contact Kandoo today or book a consultation to explore the right finance solutions for your gaming PC retail business.

Frequently Asked Questions

Q: Do I need to handle credit checks myself?
A: Usually, your finance provider or broker will handle all credit and affordability checks.

Q: Can finance be offered for custom-built PCs?
A: Yes! Both off-the-shelf and bespoke builds can qualify, depending on lender policies.

Summary Table: Key Considerations

StepWhat to Check
Broker ChoiceFCA authorisation, retail support
Product IntegrationOnline, in-store
TrainingStaff knowledge, sales approach
ComplianceFCA, transparency, documentation
MarketingClarity, reach, responsible ads

Final Thoughts

Offering finance for high-performance gaming PCs not only boosts sales but makes gaming dreams more accessible for your customers. By partnering with a trusted broker and focusing on integration, compliance, and responsible promotion, your business can build trust and drive sustainable growth.

I am a business

Looking to offer finance options to my customers

Find out more

Apply for a loan

I'd like to apply for a personal loan

Apply now
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