Spread the Cost of Braces or Invisalign

Updated
May 10, 2025 9:26 PM
Written by Nathan Cafearo
Explore how UK consumers can spread the cost of dental braces or Invisalign with flexible finance solutions. Learn about payment benefits, real-world advice, and next steps to affordable orthodontics.

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Flexible Payment Solutions for Your Smile

If you or your family need braces or Invisalign, the cost can seem daunting. Orthodontic treatments are an important investment in your dental health and confidence, but they often come with substantial price tags. Fortunately, flexible finance options make it easier to manage these costs and prioritise your wellbeing.

Why Financing Orthodontics Makes Sense

Many UK consumers find it challenging to pay the full amount for braces or Invisalign upfront. Finance solutions break down the total cost into manageable monthly payments. This approach offers several key benefits:

  • Immediate access: Begin treatment without saving for months or years.
  • Budget-friendly: Fixed monthly payments help avoid large, one-time expenses.
  • Choice and flexibility: Access higher-quality or more discreet options, like Invisalign, without compromise.

How Orthodontic Finance Works

1. Apply through a licensed credit broker: Firms like Kandoo connect you with trusted lenders.
2. Get a decision quickly: Many applications are processed within minutes.
3. Start your treatment: Once approved, your provider receives payment and treatment can begin.
4. Make monthly repayments: Repay over 12, 24, or even up to 60 months, depending on provider terms.

Typical example costs:

TreatmentAverage CostExample Monthly Payment (36 months)Metal Braces£2,000£60–£70Invisalign£3,000£85–£100_Figures are illustrative. Actual rates depend on individual credit agreements._

Testimonials and Professional Guidance

"Arranging finance for my daughter's braces meant we could start treatment straight away," says Karen, a mother from Reading. "The fixed monthly cost really helped us budget."

According to the British Orthodontic Society, "Spreading the cost of treatment can give more families access to the care they need, when they need it."

What to Consider Before You Apply

  • Eligibility: Most UK residents aged 18 or over can apply. Credit checks and affordability assessments are standard.
  • Repayment terms: Consider repayment period, monthly amount, and total interest.
  • Hidden fees: Check for arrangement or early repayment fees.
  • Choose a reputable broker: Ensure your lender is FCA-regulated for peace of mind.

Taking Action: Start Your Journey

A confident smile is within reach. Research approved brokers like Kandoo, compare offers, and speak with your dental provider about available finance plans.

Act now to take control of your dental health — affordable options are ready when you are.

I am a business

Looking to offer finance options to my customers

Find out more

Apply for a loan

I'd like to apply for a personal loan

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