Beginner's Guide to Offering Finance on Beauty and Aesthetic Services

Who Will Find This Guide Helpful?

If you run a beauty salon, offer aesthetic treatments, or dream of setting up your own little pampering haven, this guide is for you. Maybe you’re a beauty therapist, tattoo artist, or hair specialist. Even clinic managers will find nuggets of practical advice here. If making treatments more affordable for your clients appeals to you, read on!

What Does Offering Finance Mean, in Simple Terms?

Put simply, offering finance lets your customers pay for treatments in affordable instalments, rather than a big lump sum. You still get paid, and they can fit a little luxury into their budget.

Why Should You Consider It?

Let’s face it, times can be tough. Dream treatments or much-wanted procedures might seem out of reach. By giving clients a way to spread the cost, you:

• Open your doors to more people
• Increase bookings for higher-value treatments
• Build loyalty by showing you care about their budget
• Stand out from other providers who only take upfront payments

A recent UK study showed that 67% of consumers are more likely to book if payment plans are available.

How Does It Actually Work?

Here’s how the process typically looks:

1. You Partner with a Finance Broker: Like Kandoo! We handle the process and bring lenders on board.
2. The Client Shops as Usual: They pick their treatment and opt for finance at checkout—or when booking in person.
3. Quick Application: Clients fill out a simple form. Decisions often come back within minutes.
4. You Get Paid Quickly: Once approved, you receive funds just like a normal transaction.
5. Clients Enjoy Flexible Payments: They make manageable payments over a set period, so beauty feels less like a splurge, more like self-care.

It’s that simple. No awkward talks, no chasing for cash.

Real-Life Example

Let’s Meet Emily, a Salon Owner in Manchester.

Emily noticed some regulars hesitated to book larger treatments. She signed up with Kandoo for finance options. Next month? Bookings for premium facials and laser hair removal rose by 30%. Clients loved the option to pay over 6 or 12 months—Emily boosted her business and gave clients more control over their spending.

Key Terms, Decoded

• Finance Broker: The middle-person who arranges funding between client and lender (that’s us at Kandoo).
• Lender: A bank or finance company providing the actual funds.
• Instalments: Regular payments made over a period, rather than all at once.
• APR: Annual Percentage Rate, showing the true cost of borrowing.

Common Questions

Is offering finance difficult to set up?
No! Most brokers (like Kandoo) do the heavy lifting. You complete a simple setup and start offering finance quickly.

Do I still get paid if the client misses a payment?
Yes, once a client is approved, you receive your money upfront. Payment plans are then between the client and the finance provider.

Can clients get declined for finance?
Sometimes, yes. Eligibility depends on things like credit score or affordability checks, but most clients get a quick answer.

Ready to Welcome More Clients?

Offering finance could be the boost your business needs. If making beauty more accessible—and your booking diary a little fuller—sounds good, let’s chat. Learn how Kandoo helps UK beauty businesses offer flexible payment options with zero hassle.

Ready to see more happy clients? [Find out more at Kandoo](https://www.kandoo.co.uk/) or get started today!