Remortgage calculator

Estimate a new mortgage payment, loan-to-value and fee-adjusted cost when remortgaging.

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Estimate only. It does not include legal fees, valuation fees, early repayment charges or lender affordability checks.

Estimated new monthly repayment

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  • Loan to value0%
  • Total interest£0
  • Fee-adjusted total cost£0
  • Monthly saving£0

Estimate remortgage repayments

Kandoo's remortgage calculator can help you estimate what a new mortgage payment could look like if you move to a different rate or term. It also shows your loan-to-value, which is often important when comparing remortgage products.

Include fees in the comparison

A lower interest rate does not always mean the cheapest overall option. Product fees, arrangement fees and other costs can affect the total amount paid, so this calculator includes a fee-adjusted total cost.

Compare before switching

When considering a remortgage, compare the new monthly payment, total interest, fees and any early repayment charges on your current mortgage.

What is loan-to-value?

Loan-to-value, or LTV, compares your mortgage balance with your property's value. A lower LTV can sometimes improve the range of products available.

Should I add fees to the mortgage?

Some borrowers add fees to the mortgage and pay interest on them, while others pay upfront. This calculator shows fees as part of the total cost comparison.

Does this include early repayment charges?

No. Check your existing mortgage offer for any early repayment charge before remortgaging.

Your loan

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About you

Your contact details

We want you to know how we use your information, we and our lenders will carry out a soft search with credit reference agencies so that our lenders can give you a personal quotation. We may also forward your contact details to our finance partners so that they may contact you directly.

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