Bridging loan calculator
Estimate monthly interest, fees and redemption cost for short-term bridging finance.
Estimate only. Bridging finance can include valuation fees, legal fees, broker fees, lender fees, retained interest and exit charges that vary by lender and case.
Estimated bridge cost
£0
- Monthly interest£0
- Total interest£0
- Fees£0
- Loan to value0%
- Estimated redemption amount£0
Estimate bridging loan costs
Kandoo's bridging loan calculator helps estimate short-term borrowing costs using the loan amount, monthly interest rate, term and fees. It can help you compare the likely cost of serviced or rolled-up interest.
Rolled interest and serviced interest
With rolled interest, interest is usually added to the balance and repaid at the end of the bridge. With serviced interest, the interest is paid monthly, so the estimated redemption amount may be lower even though the total interest cost is still part of the overall borrowing cost.
Bridging finance is case-specific
Bridging loan pricing depends on the property, exit strategy, loan-to-value, borrower profile, term, security and lender criteria. This calculator is for guidance only.
What is a bridging loan?
A bridging loan is short-term finance often used to bridge a funding gap, such as buying a property before selling another.
What does loan-to-value mean?
Loan-to-value compares the loan amount with the property's value. A lower LTV can affect lender options and pricing.
Is bridging interest always charged monthly?
Bridging loans are often priced with a monthly interest rate, but the way interest is paid or retained depends on the product and lender.