Is there any cost to me as a business?
Do I need to be FCA authorised?
What are my obligations to the FCA
What is the application process?
How do my customers apply for the finance?
Who receives the funds?
What interest rate do you charge?
Do you only offer Personal loans?
Am I liable if the customer gets behind in their monthly payments?
Do I receive support?

Benefits of offering kandoo finance

  • Low cost to join.

    We are very competitively priced compared to our peers.

  • Low ongoing monthly fee.

    Our FCA authorised service costs only £39 per month. One third of your company parking space.

  • Win more business.

    If you offered finance would you get more quotes over the line?

  • Get paid quicker.

    Allowing your customers to spread the payment while you get paid today.

  • Help customers upgrade to your premium service.

    Spreading your cost can help your customer get the service they need.

  • Low interest rates for your customer.

    We work with a panel of the UK's leading lenders to bring your customers the lowest interest rates that we can.

  • Increase kudos for your brand.

    Become part of a network of trusted kandoo partners.

  • Receive business leads from us.

    We advertise to customers and will send you approved customers in your area.


New merchants per week


of loan applications per month


of applications pre approved

Who is Kandoo for?


Whether you’re a wedding, portrait, kids or sports photographer we can help you win more business.


Not every one of your customers can afford your larger stock items in one go. We help you to help them.

Home improvement

Your customers may want a bigger job than they can cover in one payment. We can help them upgrade.

Web designers

New businesses don’t always have the funds for a full stack service. Help them to fund it with great rates.

Healthcare / cosmetics

Doctors, Dentists and Cosmetic may already have finance options, but does your bank send you clients?

Energy / Solar

Renewable energy installations can be just out of reach for most customers. Let's help them spread the cost.

Why use Kandoo?